Electronic Payments Coalition

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This article is part of the Center for Media & Democracy's spotlight on front groups and corporate spin.

The Electronic Payments Coalition is a lobbying group that represents the interests of big banks, credit unions, and payment card networks that move electronic payments quickly between merchants and consumers across the globe. Members include virtually all big banking and financial entities. They created the banking front group Consumers Against Retail Discrimination Alliance, or CARD Alliance.[1]


The Coalition spent $1,060,000 for lobbying in 2009. Lobbying firms used were:

Bills lobbied in 2009 include:[3]

Bill NumberBill Title
H.R.627Credit Card Accountability Responsibility and Disclosure Act of 2009
H.R.2382Credit Card Interchange Fees Act of 2009
S.414Credit Card Accountability Responsibility and Disclosure Act of 2009
S.1212Credit Card Fair Fee Act of 2009
H.R.3170Department of the Treasury Appropriations Act, 2010
H.R.3996Credit Risk Retention Act of 2009
H.R.3126Consumer Financial Protection Agency Act of 2009
H.R.1105Afghan Allies Protection Act of 2009
S.1833Expedited CARD Reform for Consumers Act of 2009


  • Advanta Corporation
  • Alabama Bankers Association
  • American Bankers Association
  • American Express Company
  • American Financial Services Association
  • Bank of America
  • Barclays Bank
  • BB&T
  • California Bankers Association
  • Capital One Financial Corporation
  • Card Services For Credit Unions, Inc. (CSCU)
  • Citi
  • Colorado Bankers Association
  • Consumer Bankers Association
  • Co-op Financial Services
  • Credit Union National Association
  • Delaware Bankers Association
  • Electronic Transactions Association (ETA)
  • Financial Services Roundtable
  • Florida Bankers Association
  • Georgia Bankers Association
  • Hawaii Bankers Association
  • Hawaii Financial Services Association
  • HSBC North America
  • Illinois Bankers Association
  • Independent Community Bankers of America
  • Iowa Bankers Association
  • JPMorgan Chase
  • Maine Bankers Association
  • Maryland Bankers Association
  • Massachusetts Bankers Association
  • MasterCard Worldwide
  • Mid-Atlantic Financial Services Coalition
  • Minnesota Card Coalition
  • Mississippi Bankers Association
  • Montana Bankers Association
  • National Association of Federal Credit Unions
  • Nebraska Bankers Association
  • Nevada Bankers Association
  • New Hampshire Bankers Association
  • New Mexico Bankers Association
  • New York Bankers Association
  • North Carolina Bankers Association
  • Ohio Bankers League
  • Ohio Financial Services Association
  • Oklahoma Bankers Association
  • Pennsylvania Bankers Association
  • PSCU Financial Services
  • Puerto Rico Bankers Association
  • South Dakota Bankers Association
  • Tennessee Bankers Association
  • Texas Bankers Association
  • USAA Federal Savings
  • U.S. Bank
  • Vermont Bankers Association
  • Visa Inc.
  • Washington Bankers Association
  • Wells Fargo
  • West Virginia Bankers Association
  • Wisconsin Bankers Association

Contact details

The Electronic Payments Coalition
Phone: 1-800-330-9EPC
Email: info AT electronicpaymentscoalition.com
Web: http://www.electronicpaymentscoalition.org

Resources and articles

Related Sourcewatch articles


  1. Mike Konczal Large banking interests create a Web page against interchange finreg Washington Post, May 25, 2010
  2. Electronic Payments Coalition lobbying expenditures, Open Secrets, accessed November 2010.
  3. Electronic Payments Coalition bills lobbied, Open Secrets, accessed November 2010.

External articles