Office of Thrift Supervision

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The Office of Thrift Supervision (OTS) is part of the U.S. Department of Treasury.

The OTS supervises a national thrift industry that is built on the bedrock of the American dream of homeownership—supplying affordable home financing for Americans from all walks of life.[1]

Its mission is "To supervise savings associations and their holding companies in order to maintain their safety and soundness and compliance with consumer laws, and to encourage a competitive industry that meets America's financial services needs."[2]



The OTS has a highly skilled staff of more than 1,000 employees operating out of its headquarters in Washington, D.C., and four regional offices in Jersey City, Atlanta, Chicago and Dallas.

Regulatory authority

The OTS examines each savings association every 12-to-18 months to assess the institution’s safety and soundness, and compliance with consumer protection laws and regulations. In addition, examiners monitor the condition of thrifts through off-site analysis of regularly submitted financial data and regular contact with thrift personnel. OTS examinations and its ongoing supervisory oversight are tailored to the risk profile of each institution.[3]

Financial crisis

Contact details

1700 G Street NW
Washington, D.C. 20552

Articles and resources

Related SourceWatch articles


  1. From OTS website About Page, accessed February 23, 2010.
  2. From OTS website Mission and Goals Page, accessed February 23, 2010.
  3. From OTS website Profile Page, accessed February 23, 2010.

External resources

External articles